Religare Housing Development Finance Corporation Limited (RHDFCL) is a Housing Finance Company with a difference as it caters to the underserved, low-income and informal segments of the country. The informal sector remains underserved by the larger financial institutions due to its perceived high risk factor. This is where RHDFCL steps in with its offerings of home-purchase, home construction and home improvement loans, supported by a distinct and robust underwriting framework. Our loans cater primarily to individuals engaged in the informal sector across urban and semi-urban India and through our strongly differentiated service, we are determined to putting roof over their heads and help secure their future.
Why RHDFCL?
Why take a loan from us? We offer many advantages over other housing finance corporations (HFCs). For instance, our institution is geared towards upliftment of the masses and will touch the informal sector, which may not filter through the eligibility criteria of other HFCs. We are providing many advantages to this under-served segment of the economy that has been overlooked by other home loan providers. Some of the benefits that we provide are:
- Maximum loan amount to purchase your own home
- Attractive interest rates
- Simplified action
- Loan tenure of up to 25 years
- Doorstep service
- Legal and technical assistance
- Complete transparency with no hidden charges
- Insurance options at attractive premium
MISSION
To pave the way for a new India in the following ways:
- To benefit all Indians at large and make housing affordable and within reach of all Indians
- To provide housing finance to lower income groups across urban and semi-urban India
- Offer a strongly differentiated service based on ‘trust’ and ‘convenience’
- Serve customers who are largely underserved by other financial institutions
VISION
Religare Home Loans has been set up to provide credible alternatives to customers from the lower income segment who do not own a house. We are trying to address this segment that has been so far untouched by other financial institutions. We want to address the needs of the low-income household community in India by becoming their partner of choice, bringing them out of their current state and helping them realise their dream of making a home. We aspire to be amongst the top-3 housing finance institutions representing the informal segment. Our vision is to see a new, better and secure India.
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