Features:

Eligibility:

All Individuals above the age of 21 years and 25 years in case of NRI, working for a minimum of 2 years in case of Documented & 2 years in case Semi-Documented profile or having a stable source of income.

Loan Term:

Loan repayment period extends up to 25 years, depending upon the product and profile. The term cannot be extended beyond the age of 65 years.

Loan Amount:

Ranges from Rs. 2 lakhs to 75 lakhs. The actual loan amount is determined taking into account factors like:

• Repayment capacity
• Tenor of the loan
• Co-applicants income
• Value of the property
• Current liabilities
• Saving habits, and more

Modes of Repayment:

You can pay your home loan EMIs through:

• Electronic Clearing Service (ECS)/ National Automated Clearing House(NACH)- based on standing instructions, given to your bank
• Post Dated Cheques (PDCs) - Drawn on your salary/savings account. (Only for locations where ECS/NACH facility is not available.)
  

Documents required:

RHDFCL, offers attractive interest rates and unbeatable benefits to ensure that you get the best deal without any hassles. Keeping your convenience in consideration, we ask you for minimal mandatory documents for the sanctioning of your Home Loan. We require the following documents to sanction your Home Loan. Refer our Policy for details.

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